My name is Mike Wittwer and I have over 19 years of exceeding home owners expectations with quick closings and quality preapprovals.  I specialize in one time close loans.  You get a construction and a mortgage for one set of closing costs.  We have options to lock your mortgage rate before you start construction to help give you peace of mind knowing what your payment and rate will be before starting construction. In addition, you are guaranteed a long term mortgage before starting construction. I look forward to taking great care of all your construction and mortgage real estate lending needs