American Heritage Homes

Custom Homes for Sale in St. George

Preferred Lenders

Finding the right new home financing is nearly as important as finding your dream home. The more you know about the many different financing options, the loan process and the available interest rates, the smoother the buying process will be for you.

At American Heritage Homes, we are very selective in our partners and our financing team members are no exception. Over the years, we’ve had the pleasure of working with these outstanding individuals and their moral and work ethic are impeccable.

Ben McAffee — Monument Loans

Ben McAffee is known for his quick wit and ready smile. He likes to joke with and tease his business colleagues, customers, and friends alike. He connects on a very personal level with his clients and referral partners, and he both teaches and learns from his peers in his continual goal to be the exemplary loan mortgage office that places the borrower first.

Ben is well-versed in the intricacies of the complex mortgage industry which allows him to help his borrowers navigate the sometimes turbulent process. He is experienced, thoughtful, attentive and passionate about his work, but practical too. He responds to the needs, desires and concerns expressed by borrowers who seek a convenient, thorough, and manageable home loan experience.

Ben aims to make the borrower experience flawless which can be a hard goal to achieve in this stressful reality. After borrowers have worked with Ben and his smart, efficient, and always helpful team, they’ll not only know they’ve been served by some of the best in the industry, but they’ll feel it as well. A smooth transaction from start to finish puts the borrower first, and no one brings it home better than Ben and his team.

Real estate investors who seek to buy rental properties also benefit from Ben’s guidance on their transactions. He is a reservoir of knowledge for this special niche of investors whose contracts require experienced and informed tactical planning, and his investment insights help buyers make the wisest real estate decisions. He is also an expert in traditional mortgage products including conventional, FHA, VA, and reverse mortgages.

When he’s not working to ensure the borrower’s needs are taken care of, Ben retreats to the mountains with his wife Stacey to find solitude and reenergize. His children, three sons and one daughter, possess their dad’s drive and enjoy active adventures that keep the family on the go. Some of his hobbies and interests include camping, sporting events and volunteer service. He has previously served as a mentor with the Big Brothers Big Sisters program, and is active in his community.

Monument Loans 20 North Main Street Ste 201B St George Utah 84770 NMLS #275625

Joyce Steed — Primary Residential Mortgage, Inc.

My professional career has been centered in managing a team of Mortgage Professionals that provide an easy, simple language, home loan experience. I have been facilitating individuals and families to realize home ownership since 1986. Our company allows home buyers to get mortgage services how and when they need it. Nights, weekends, online, or by personal cell phone, we are always here for you. We offer in-home loan closing, online secure documentation transfer from your mobile device, and electronic document signing. Thanks to our customers, we really love our jobs!

Primary Residential Mortgage, Inc. 86 N 3400 W Bldg. C Room 104 Hurricane Utah 84737

Becky Staples — Sun American Mortgage

My name is Becky and I love to help my clients find the best solution for their financing needs. I have been working in various capacities in the industry since 2006, which has given me an eye for detail when it comes to your loan. It is my goal to provide responsive customer service and availability with a smile!

I have experience in handling FHA, VA, USDA/RURAL, Conventional Financing and Reverse Mortgages. I am excited to work with my team known as The Staples Group. The Staples Group was designed to help me achieve great success with my clients through team members that hold the same values and desire to make your experience a great one.

I look forward to helping you for years to come with financing solutions tailored to you. Whether you are looking to get prequalified or even just need to get some of your questions answered, please don’t hesitate to contact me anytime!

Sun American Mortgage 221 East St. George Blvd. St. George Utah 84770 NMLS #912705

Mike Wittwer — Zion’s Bank

My name is Mike Wittwer and I have over 19 years of exceeding home owners expectations with quick closings and quality preapprovals.  I specialize in one time close loans.  You get a construction and a mortgage for one set of closing costs.  We have options to lock your mortgage rate before you start construction to help give you peace of mind knowing what your payment and rate will be before starting construction. In addition, you are guaranteed a long term mortgage before starting construction. I look forward to taking great care of all your construction and mortgage real estate lending needs

Zion’s Bank 40 East. St. George Blvd. St. George Utah 84770 NMLS #494842

Debbie Hartman — Guild Mortgage

My name is Debbie Hartman. I have lived in beautiful Southern Utah since 1991 and have been a loan officer since 2003. My husband Rodney and I have loved raising our 4 children here and are now enjoying life as grandparents to our ever-growing bunch of wonderful grandchildren. I am passionate about helping you become Happy Homeowners!  I understand that it is not just a house you are financing….IT’S YOUR HOME! I’m dedicated to guiding you through the process, listening to your goals, and personalizing a mortgage that is just right for you.

At Guild Mortgage we offer a full portfolio of loans including FHA, VA, USDA/RURAL, Utah Housing, Conventional Financing and Reverse Mortgages, available for the first-time home-buyer to the seasoned homeowner. My extensive experience as a Loan Officer with a Lending Manager license will insure you receive “the extra mile” service you deserve. I promise excellent communication, no surprises, speedy approvals and closings, with a full service lending team – The Hartman Team, at your service.

I’m happy to answer any of your questions, or help you start the lending process. Give me a call today! I look forward to being your go-to source for all your home loan needs.

Guild Mortgage 1224 S River Road Suite A-102 St. George Utah 84790 NMLS #64281

Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. I am licensed to do business in the state of Utah. NMLS ID #64281. Guild Mortgage Company is not affiliated with American Heritage Homes.